Legal Information and Planning Support for Real-Life Debt Problems
Debt and credit issues show up as stress, calls, letters, and hard choices—not neat categories. Our services combine legal information with general financial education and planning tools.
We do not manage or resolve your debts, we do not negotiate with creditors as a relief program, and we do not provide individualized debt counseling.
Debt Collection Defense Education
We help you:
- Understand what collectors are and are not allowed to do,
- Recognize which communications may be routine versus urgent,
- Understand your general level of lawsuit risk,
- Learn what legal defenses and processes might look like, so you can seek appropriate help if needed.
Any negotiation or payment decisions remain entirely yours. We do not run a creditor negotiation or settlement program.
Credit Reporting Dispute Education
We help you:
- Obtain and review your credit reports,
- Identify entries that may be inaccurate or outdated,
- Prepare written disputes and organize supporting documents,
- Understand what to look for in responses.
Where serious issues may suggest legal violations, we explain when consulting a licensed attorney about representation might be appropriate.
Protection from Unfair or Abusive Practices
We help you:
- Document communications,
- Compare conduct to general legal standards,
- Understand your rights to limit certain contacts or demand accuracy,
- Consider general approaches you may take if your rights appear violated.
Who Qualifies for ClearWay Support
ClearWay Legal Relief may be a good fit if you:
- Have multiple debts and feel overwhelmed about next steps,
- Are receiving collection calls or letters and are afraid of making the wrong move,
- Have been sued or think a lawsuit may be coming and need information about the process,
- Have discovered major credit report issues and don’t know what they mean.
If we believe you would be better served by a nonprofit credit counselor, bankruptcy attorney, financial planner, or other specialist, we will tell you directly.
Who Qualifies for ClearWay Support
ClearWay Legal Relief may be a good fit if you:
- Have multiple consumer debts and feel overwhelmed about where to start
- Are receiving collection calls or letters and are afraid of making the wrong move
- Have already been sued or suspect a lawsuit is coming and want to understand your options
- Have discovered major issues on your credit reports and don’t know how to correct them
- Want a combination of education, planning, and (where available) legal support—not just a one-size-fits-all solution
If, after reviewing your situation, we believe another type of provider (like a nonprofit counselor, bankruptcy attorney, or different legal specialist) would be more appropriate, we’ll tell you that directly.